How We Work

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Your Credit Repair action plan starts here.

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Our Process

[/vc_column_text][mk_padding_divider size=”30″][mk_image src=”” image_size=”full”][/vc_column][vc_column width=”1/2″][info_list icon_color=”” font_size_icon=”28″ connector_color=”#777777″][info_list_item list_title=”Free Credit Analysis” icon_type=”custom” icon_img=”502|”]Your credit consultant will review your tri-merge credit report and review areas of concern with you. If you don’t have a current credit report, we can help you obtain one for little to no charge.[/info_list_item][info_list_item list_title=”Customized Credit Restoration Plan” icon_type=”custom” icon_img=”503|”]Upon enrollment into our program, our team will formulate a plan to get inaccurate or unverifiable items removed from your credit report in accordance with the FCRA, FCBA, FDCPA, and other consumer laws. A personalized credit analysis is delivered to the client and used as the baseline to measure success throughout the process.[/info_list_item][info_list_item list_title=”Return Correspondence from Credit Bureaus and Lenders” icon_type=”custom” icon_img=”504|”]In approximately 30-45 days, you will start to receive responses from the credit bureaus. You can upload them though our secure portal or simply fax or email them to us using the information contained in your initial credit analysis.[/info_list_item][info_list_item list_title=”Summary of Accounts” icon_type=”custom” icon_img=”515|”]Upon completion of the dispute process, a summary of any remaining validated accounts that are considered derogatory will be created for review. Our navigators will help you put together a plan to resolve each account along with an updated timeline.[/info_list_item][info_list_item list_title=”Monitor your Progress Online” icon_type=”custom” icon_img=”506|”]You can monitor your progress and our notes through our secure portal on our website. You will be provided a client login and password.[/info_list_item][/info_list][/vc_column][/mk_page_section][mk_page_section bg_color=”#f0f0f0″ padding_top=”30″ sidebar=”sidebar-1″][vc_column][vc_column_text align=”center”]

Credit Repair Timeline

180 days to credit freedom outlined in our credit repair timeline.[/vc_column_text][icon_timeline timeline_line_style=”solid” timeline_line_color=”#dddddd” time_block_bg_color=”#ffffff” time_sep_color=”#ffffff” time_sep_bg_color=”#0894d8″ tl_animation=”tl-animation-slide-up”][icon_timeline_item time_title=”5 Days (Credit Analysis)” icon_type=”custom” icon_img=”291|” img_width=”48″ icon_style=”advanced” icon_color_bg=”” icon_border_spacing=”48″ icon_animation=”fadeInLeft” el_class=”timeline-icon”]You will receive a written analysis which summarizes all of the information contained in your credit report and lays out a strategy to move forward.[/icon_timeline_item][icon_timeline_item time_title=”10 Days (Dispute Letters)” icon_type=”custom” icon_img=”292|” img_width=”48″ icon_style=”advanced” icon_color_bg=”” icon_border_spacing=”48″ icon_animation=”fadeInRight”]We will open our first round of investigations with the credit bureaus. Responses typically arrive in 30-45 days.[/icon_timeline_item][icon_timeline_item time_title=”45 Days (Dispute Responses)” icon_type=”custom” icon_img=”293|” img_width=”48″ icon_style=”advanced” icon_color_bg=”” icon_border_spacing=”48″ icon_animation=”fadeInLeft”]At this point, you should have received responses from each credit bureau and forwarded them to our office for processing.[/icon_timeline_item][icon_timeline_item time_title=”90 Days (Summary of Accounts)” icon_type=”custom” icon_img=”294|” img_width=”48″ icon_style=”advanced” icon_color_bg=”” icon_border_spacing=”48″ icon_animation=”fadeInRight”]A summary of the unresolved negative accounts is prepared and reviewed with you to determine the best path forward.[/icon_timeline_item][icon_timeline_feat time_title=”180 Days (Final Review)” icon_type=”custom” icon_img=”295″ img_width=”48″ icon_style=”advanced” icon_color_bg=”” icon_border_spacing=”48″ icon_animation=”fadeInUp”]We will update your credit analysis to compare before and after results and assist you in achieving your financial goals.[/icon_timeline_feat][/icon_timeline][/vc_column][/mk_page_section]